This study described the implications and issues of coastal hazards on the internal dynamics of decision making within the household. Flooding and typhoon were recognized as the common hazardsin the communities. Adaptation strategies within households of male and female decision makers were also identified during the survey. Community plans to adapt to specific coastal hazards were also laid down in village-level discussions. We identified six coastal barangays from the three local government unitsin Zamboanga del Norte that were most prone to hazards. These are San Pedro and Polo in Dapitan City, Galas and Olingan in Dipolog City, and San Antonio and Tuburan in Katipunan. Resources mapping, hazard mapping, and historical timeline were conducted during focus group discussions. Household decisions makers and key informants were also interviewed.